• We have helped OVER 9,000 Customers save OVER  $425 Million Dollars to date with this plan
• This option completely satisfies the balance in full.
• 80% of customer paid in 1 Lump Sum Payment to settle their balance in full
• 20% of customer paid in Multiple Installments ranging from 3 months up to 60 months*
• This plan includes a release of lien** if applicable.

*Average 12 monthly installments
**Release of lien: Satisfaction of Mortgage document being recorded at the collateral county recorder's office

We have helped customers who chose this plan to reduce their mortgage debt by thousands of dollars after completion of the 12 month balance reduction payment plan

• Number of Customers helped with this option = Over 2,500
• Average monthly payment amount = $438
• The monthly payment amounts customers have paid on the balance reduction payment plan have ranged from $125/month up to $1,200/month
• Total Savings given to date with this option = Over $20 Million Dollars
• In addition to what the customer pays on this payment plan, at the end of 12 months, the amount we reduce the customers balance by will range from $1,000 up to $20,000. 
• Average amount we reduce the balance by on this arrangement is $6,000 per account

On this payment plan, the amount we reduce the customers balance by matches the total the customer paid during the match pay payment plan.   

We have helped customers who selected this plan reduce their mortgage debt by thousands of dollars upon completion of the plan.  

We match dollar for dollar the amount paid by the customer for up to 12 months*

• Number of Customers helped with this option = Over 1,000
• Average monthly payment amount = $350
• The monthly payment amounts customers have paid on the Match Pay payment plan have ranged from $200/month up to $500/month
• Total Savings given to date with this option = Over $1,000,000
• The average amount we have reduced balances by with this plan arrangement is $1,100 per account

*Matching funds are applied after successful completion and term of the payment plan.

We understand the contractual amount (mortgage debt) our customers originally agreed to repay (the terms of the note executed at closing) was not affordable and has led to the delinquency problem on the account.

We are able to negotiate down that agreed upon (but unaffordable) monthly payment so our customers can begin repaying that debt.

Remember, when the loan is with our office:

• There are no additional charges being added to the balance
• No fees
• No interest charged
• Any payment(s) made are directly reducing the total principal balance owed.

• Number of Customers helped with this option = Over 3,500
• Average monthly payment amount = $305
• The monthly payment amounts customers have paid on the balance repayment plan have ranged from $50/month up to $1,200/month
• We have accepted temporary and long-term payment plans at amounts our customers can afford to begin repayment of their total mortgage debt