|
‹ Previous Page
STATE AND FEDERAL DISCLOSURES: We are required under state and federal law to notify consumers of the following rights. This list does not contain a complete list of the rights consumers have under state and federal law.
This is an attempt to collect a debt. Any information obtained will be used for that purpose. This is a communication from a debt collector.
For the complete text of the federal Fair Debt Collection Practices Act, please visit the FTC website at
http://www.ftc.gov/os/statutes/fdcpa/commentary.htm
ATTENTION ARIZONA RESIDENTS: This is an attempt to collect a debt. Any information obtained will be used for that purpose. This is a communication from a debt collector.
ATTENTION CALIFORNIA RESIDENTS: The state Rosenthal Fair Debt Collection Practices Act and the Federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest, or by using obscene language. Collectors may not use false or misleading statements, or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
ATTENTION COLORADO RESIDENTS: IN-STATE ADDRESS: 6363 S. Fiddler’s Green, 13th Floor, Greenwood Village, CO 80111. Phone: 720-387-2008. Only physical, in-person payments may be accepted at this location. All payments made via mail should be sent to: PO Box 3572, Coppell, TX 75019. A Customer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE www.coloradoattorneygeneral.gov/CA.
ATTENTION IDAHO RESIDENTS: The following statement is applicable only if your previous creditor was Nationstar Mortgage LLC: The creditor has a managerial or financial interest in this collection agency.
ATTENTION MASSACHUSETTS RESIDENTS, NOTICE OF IMPORTANT RIGHTS: In addition to the rights set forth on the front of this letter, we are also required to inform you that if you inform us in writing within 30-days of receipt of this letter that the debt or any portion thereof is disputed, we will cease collection of the debt or any disputed portion thereof, until we verify the debt and provide you, or your attorney if we are made aware you are represented by an attorney with respect to this matter, by first class mail, the following materials: All documents, including electronic records or images, which bear your signature and concern the debt being collected; A ledger, account card, account statement copy, or similar record, whether paper or electronic, which reflects the date and amount of payments, credits, balances, and charges concerning the debt, including but not limited to interest, fees, charges or expenses incidental to the principal obligation expressly authorized to be collected by the agreement creating the debt or permitted by law; The name and address of the original creditor if different from the collecting creditor; and A copy of any judgment against the debtor. In addition, you have certain rights with respect to being contacted at your place of work, as set forth below: YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN (10) DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN (7) DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTOR.
ATTENTION MINNESOTA RESIDENTS:
This is a communication from a debt collector. This collection agency is licensed by the Minnesota Department of Commerce.
ATTENTION NEW YORK CITY RESIDENTS: This collection agency is licensed by the Department of Consumer Affairs of the City of New York; License# 1397964. Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. 1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to: the use or threat of violence; the use of obscene or profane language; and repeated phone calls made with the intent to annoy, abuse, or harass. If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt: supplemental security income (SSI); Social Security; public assistance (welfare); spousal support, maintenance (alimony) or child support; unemployment benefits; disability benefits; workers compensation benefits; public or private pensions; veterans benefits; federal student loans, federal student grants, and federal work study funds; and ninety percent of your wages or salary earned in the last sixty days.
ATTENTION NEW JERSEY RESIDENTS: New Jersey law prohibits discrimination in housing. Visit this site for additional information: http://www.nj.gov/oag/dcr/downloads/posters/8x11_housingposter.pdf
ATTENTION NORTH CAROLINA RESIDENTS: This collection agency is licensed by the North Carolina Department of Insurance; License # 104627. Its true name is Veripro Solutions Inc. Its true address is 800 State Highway 121 Bypass, Lewisville, TX 75067.
ATTENTION NEVADA RESIDENTS: This is an attempt to collect a debt. Any information obtained will be used for that purpose. This is a communication from a debt collector.
ATTENTION TENNESSEE RESIDENTS: This collection agency is licensed by the Tennessee Collection Service Board of the Department of Commerce and Insurance.
ATTENTION WISCONSIN RESIDENTS: This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions, www.wdfi.org
|
State
|
Regulator’s Name, Address of
Business and Phone Number
|
License Number
|
|
AZ
|
Department of Financial Institutions
2910 N. 44th St. Suite 310
Phoenix, AZ 85018
602-771-2800
|
Collection Agency License #0918178
|
|
AR
|
State Board of Collection Agencies
523 Louisiana Street, Suite 460
Little Rock, AR 77201
501-371-1438
|
Collection Agency License #4377
|
|
BUF
|
City of Buffalo – Office of Licenses
65 Niagara Square / 301 City Hall
Buffalo, NY 14202
716-851-4078
|
Collection Agency License #CAG13-10024310
|
|
CHI
|
City of Chicago
Business Affairs & Economic Development
City Hall
121 N. LaSalle Street
Chicago, IL 60602
312-744-5000
|
Regulated Business License #4404
|
|
CO
|
Collection Agency Board
1525 Sherman Street, 7th Floor
Denver, CO 80203
303-866-5706
|
Collection Agency License #992725
|
|
CT
|
Connecticut Department of Banking
Consumer Credit Division
260 Constitution Plaza
Hartford, CT 06103-1800
860-240-8209
|
Consumer Collection Agency License #29351
|
|
FL
|
Office of Financial Regulation
200 East Gaines Street
Tallahassee, FL 32399-0376
800-848-3792
|
Consumer Collection Agency License #
CCA9902105
|
|
HI
|
Hawaii Department of Commerce and Consumer Affairs
Professional and Vocational Licensing
335 Merchant Street
3rd Floor, Room 301
Honolulu, HI 96813
808-587-3222
|
Collection Agency License Exemption
#COLAX-629
|
|
ID
|
Department of Finance
800 Park Blvd., Suite 200
Boise, ID 83712
208-332-8000
|
Collection Agency License # CCA 8198
|
|
IL
|
Department of Financial and Professional Regulation
Division of Professional Regulation
320 West Washington Street
Springfield, IL 62786
888-473-4858
|
Collection Agency License 017.021726
|
|
IND
|
Indiana Secretary of State
Securities Division
302 West Washington Street
Room E111
Indianapolis, IN 46204
317-232-6681
|
Collection Agency License (no numbers issued)
|
|
IA
|
Attorney General
Uniform Consumer Credit Code
Consumer Protection Division
Hoover Building, Second Floor
1305 E. Walnut
Des Moines, IA 50319
515-281-5926
|
Debt Collector Notification (no numbers issued)
|
|
LA
|
Secretary of State
8585 Archives Avenue
Baton Rouge, LA 70809
225-925-4704
|
Collection Agency Registration 40334635 I
|
|
MA
|
Division of Banks
1000 Washington Street, 10th floor
Boston, MA 02118
617-956-1500
|
Debt Collector License #DC1110590
|
|
ME
|
Bureau of Consumer Credit Protection
35 State House Station
Augusta, ME 04333
207-624-8527
|
Debt Collector License
#DCL11875
|
|
MD
|
Division of Financial Regulation
500 N. Calvert Street, Suite 402
Baltimore, MD 21202
410-230-6017
|
Collection Agency License #5899
|
|
MN
|
Department of Commerce
85 7th Place East, Suite 500
St. Paul, MN 55101
651-296-6319
|
Collection Agency License
#40239504
|
|
NE
|
Secretary of State
State Capitol
Room 1305
1445 K Street
Lincoln, NE 68509
402-471-8606
|
Collection Agency License #735
|
|
NJ
|
Division of Revenue
Collection Agency Bond Unit
PO Box 453
Trenton, NJ 08646
609-292-9292
|
Collection Agency Bond #12516
|
|
NM
|
Regulation and Licensing Department
Financial Institutions Division
2550 Cerrillos Road
Santa Fe, NM 87505
505-476-4885
|
Collection Agency License # 01276
|
|
NYC
|
DCA Licensing Center
42 Broadway, 5th Floor
New York, NY 10004
212-639-9675
|
Debt Collection Agency License # 1397964
|
|
NC
|
North Carolina Department of Insurance
Agent Services Division
430 N. Salisbury Street
Raleigh, NC 27603
|
Collection Agency Permit # 104627
|
|
ND
|
Department of Financial Institutions
2000 Schafer Street, Suite G
Bismarck, ND 58501-1204
701-328-9933
|
Collection Agency License #CA102458
|
|
NV
|
Department of Financial Institutions
3300 W. Sahara Ave., Suite 250
Las Vegas, NV 89102, USA
702-486-4120
|
Collection Agency License #CAD11044
Nevada - FID Collection Agency Qualified Manager Registration - License# CM11295
|
|
OR
|
Division of Finance and Corporate Securities
350 Winter Street NE, Room 410
Salem, OR 97301-3881
503-378-4140
|
Collection Agency Registration CA49747
|
|
PR
|
Puerto Rico Department of Consumer Affairs
José De Diego Ave., Pda. 22
Minillas Government Center
North Tower Building, 8th Floor
San Juan, 00940
787-722-7555
|
Collection Agency License #SJ-19364-AC
|
|
RI
|
Department of Business Regulation
Division of Banking
1511 Pontiac Avenue
Cranston, RI 02920
401-462-9503
|
Debt Collector License # 20110889DC
|
|
TN
|
Department of Commerce and Insurance
Collection Service Board
500 James Robertson Pkwy
Nashville, TN 37243
615-741-1741
|
Collection Agency License #1603
|
|
TX
|
Secretary of State
James E. Rudder Bldg.
1019 Brazos St.
Austin, Texas 78701
512-463-5770
|
Collection Agency Bond # 20100290
|
|
UT
|
Division of Corporations and Commercial Code
160 E. 300 S. 2nd Floor
Salt Lake City, UT 84111
801-530-4849
|
Collection Agency Registration
#7786345-0131
|
|
WA
|
Collection Agency Licensing Program
Department of Licensing
405 Black Lake Blvd. SW
Olympia, WA 98502
360-664-1400
|
Collection Agency License
UBI#603049134
|
|
WV
|
West Virginia State Tax Department
Internal Auditing Division
PO Box 2666
Charleston, WV 25330
304-558-8532
|
Collection Agency Bond
#2245-2963
|
|
WY
|
Division of Banking
Collection Agency Board
Herschler Building
3rd Floor East Wing
122 West 25th Street
Cheyenne, WY 82002
307-777-7797
|
Collection Agency License #678
|
|
YON
|
Consumer Protection Bureau
87 Nepperhan Ave.
Yonkers, NY 10701
914-377-6808
|
Debt Collection Agency License #9492
|
|
